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Remote Work Savings Calculator

Find out what working from home is really worth. Enter your commute, daily office spending and home office costs to see yearly money saved, hours won back and how the total changes with one to five remote days a week.

Last updated:

Schedule
days
weeks
Commute (per office day, round trip)
How you commute
miles
mpg
$/ gal
$/ mile

Tires, oil, repairs, extra depreciation.

$/ day
$/ day
$/ day
min / day
Daily costs at the office
$/ day
$/ day
$/ day
$/ day

Only the extra you pay on office days.

$/ yr

Yearly cost if you were in the office 5 days.

Home office costs
$/ mo

Heating, cooling, electricity while home.

$/ mo
$

Desk, chair, monitor.

years
$/ mo
$/ hr

Optional: put a price on commute hours.

Enter your values to see the result.
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How to use the Remote Work Savings Calculator

  1. Enter your schedule: remote days per week and working weeks per year.
  2. Describe your commute: distance, fuel economy, gas price, fares, parking and time.
  3. Add daily office spending such as lunch, coffee and extra childcare.
  4. Enter home office costs like extra utilities and equipment.
  5. Calculate to see money and time saved, then compare other remote schedules.

Remote work savings formula

  • Remote days per year = remote days per week × working weeks
  • Gas per day = round-trip miles ÷ mpg × gas price
  • Savings per remote day = gas + car wear + fares + parking + tolls + (lunch out − lunch at home) + coffee + extra care
  • Net yearly savings = savings per day × remote days + clothing − (extra utilities + internet − stipend) × 12 − equipment ÷ years
  • Time saved = round-trip commute minutes × remote days ÷ 60

Example

A hybrid worker remote 3 days a week for 48 weeks (144 days) drives 30 miles round trip in a 28 mpg car with gas at $3.40. Gas is about $3.64 a day and car wear $3.60. Skipping a $14 lunch (versus $4 at home) and $4 of coffee adds $14, for about $21.24 saved per remote day, or roughly $3,060 a year. Adding $300 of clothing savings and subtracting $560 of home office costs leaves about $2,800 a year, plus 144 hours not spent commuting.

Costs people often forget

Saved by staying homeAdded by working at home
Parking and tollsHeating and cooling during the day
Car maintenance and resale valueFaster internet or a second line
Before/after-school care on office daysDesk, chair, monitor, headset
Office birthday collections and team lunchesMore groceries and snacks at home
Dry cleaning and work wardrobeCoworking passes on some days

Frequently asked questions

How much money do you save working from home?

It depends mainly on your commute and daily spending. Someone driving 30 miles round trip and buying lunch most days can save several thousand dollars a year with three remote days a week, while a short walk to work saves far less. Enter your own numbers to get a personal estimate.

How is the savings calculated?

Savings per remote day = gas + car wear + fares + parking and tolls + (bought lunch − home lunch) + coffee + extra care costs. Yearly savings = savings per day × remote days per year + clothing savings − home office costs (extra utilities, internet and equipment spread over its useful life, minus any stipend).

Should I include car wear and depreciation?

Yes, driving adds wear to tires, brakes and oil and lowers resale value. A modest per-mile figure such as 10 to 20 cents covers maintenance and extra depreciation without counting fixed costs like insurance that you pay either way.

Does working from home raise my utility bills?

Usually a little: heating, cooling, lighting and computer use during the day. Many people see an increase of roughly $20 to $50 a month, more in extreme climates. Enter your own estimate in the extra utilities field.

How much CO₂ does not commuting save?

Burning one gallon of gasoline produces about 8,887 grams (19.6 pounds) of CO₂ according to the US EPA. The calculator multiplies the gallons you don't burn by that figure.

Can I deduct home office costs on my taxes?

In the US, employees generally have not been able to deduct unreimbursed home office expenses on their federal return since 2018; self-employed people may qualify for the home office deduction. See the home office deduction calculator and check current IRS rules.

Are all the tools on FreeToolCabin tested for quality and accuracy?

Yes! Every tool on our site undergoes automated Q/A testing in real browser environments to ensure high precision, correct output, and zero errors. If you happen to spot a bug or have a suggestion, please contact us at [email protected] and our team will review it right away.

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