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Silver Melt Value Calculator

Find out how much your silver is worth as metal. Enter the weight and purity of sterling jewelry, flatware, coin silver or bullion, or count your pre-1965 US coins, then add today's spot price to get the melt value and an estimate of what a buyer would pay.

Last updated:

What are you pricing?
%

Stamp ÷ 10: 925 → 92.5%.

$

Dimes, quarters and halves: $1 face = 0.7234 ozt.

Price
$

Example figure: enter today's spot price from a live quote.

% of melt

Ask the buyer what share of melt value they pay.

Enter your values to see the result.
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How to use the Silver Melt Value Calculator

  1. Choose Silver by weight for jewelry, flatware and bars, or Silver coins to count coins.
  2. Enter the weight and purity: look for stamps such as 925, Sterling, 900 or 999. Use a custom purity for other marks.
  3. For coins, enter how many of each type you have, or the total face value of mixed 90% dimes, quarters and halves.
  4. Enter today's spot price per troy ounce and the payout percentage your buyer offers.
  5. Read the melt value, payout and pure silver content, and check the per-coin table.

Silver melt value formula

  • Pure silver (ozt) = weight in grams × purity ÷ 31.1034768
  • Melt value = pure silver (ozt) × spot price per troy ounce
  • Junk silver shortcut: $1 face value of 90% US dimes, quarters or halves = 0.7234 ozt of silver

Example: a sterling tea set weighing 1 lb (453.6 g) holds 453.6 × 0.925 = 419.6 g, or 13.49 troy oz, of pure silver. At a $48 spot price that is about $647.50 of silver; a buyer paying 80% of melt would offer about $518.

Silver content of common US coins

CoinWeightSilverPure silver per coin
Dime, 1964 and earlier2.50 g90%0.07234 ozt
Quarter, 1964 and earlier6.25 g90%0.18084 ozt
Half dollar, 1964 and earlier12.50 g90%0.36169 ozt
Kennedy half dollar, 1965–197011.50 g40%0.14789 ozt
Jefferson "war nickel", 1942–19455.00 g35%0.05626 ozt
Morgan and Peace dollars26.73 g90%0.77344 ozt
1 oz silver bullion coin31.1 g of silver99.9%1.00000 ozt

Dimes, quarters and halves from 1965 onward (except the 40% Kennedy halves through 1970 and special collector issues) are copper-nickel clad and contain no silver.

Reading silver marks

  • 925, Sterling, STER: 92.5% silver. A lion passant is the British sterling hallmark.
  • 900, Coin, C: 90% silver, common on 19th-century American flatware.
  • 800, 835: 80% or 83.5% silver, common on European pieces.
  • 999, Fine: bullion bars, rounds and coins.
  • EP, EPNS, Silverplate, Nickel Silver, German Silver: plated or silver-colored alloys with little or no silver.

Frequently asked questions

How is silver melt value calculated?

Melt value = weight × purity × spot price per troy ounce, with the weight in troy ounces. Convert grams to troy ounces by dividing by 31.1035. For example, 250 g of sterling (.925) contains 231.25 g = 7.435 troy oz of pure silver, worth about $356.87 at a $48 spot price.

How much silver is in pre-1965 US coins?

US dimes, quarters and half dollars dated 1964 and earlier are 90% silver. A dime holds 0.0723 troy oz, a quarter 0.1808 oz and a half dollar 0.3617 oz, so every $1 of face value contains 0.7234 troy oz. Morgan and Peace dollars hold 0.7734 oz each. 1965–1970 Kennedy halves are 40% silver (0.1479 oz).

What is the difference between sterling and coin silver?

Sterling silver is 92.5% silver (stamped 925 or Sterling). Coin silver, used for older American flatware and for US coins, is 90% silver (stamped 900 or Coin). The rest is usually copper, which makes the metal harder.

Why do dealers use 0.715 oz per $1 face instead of 0.7234?

Circulated coins have lost a little metal to wear, so many dealers quote junk silver at about 0.715 troy oz per $1 face value instead of the 0.7234 oz in a new coin. For a precise figure, weigh your coins and use weight mode at .900 purity.

Are silver-plated items worth melting?

No. Silver-plated items (marked EP, EPNS, Silverplate or a maker's plate mark) have only a thin layer of silver over base metal, so they contain very little silver. This calculator assumes solid silver of the stated purity.

Is melt value what my coins are worth?

Melt value is the minimum based on silver content. Rare dates, mint marks, proofs and coins in excellent condition can sell for much more to collectors, so check key dates before selling coins as bullion.

Are all the tools on FreeToolCabin tested for quality and accuracy?

Yes! Every tool on our site undergoes automated Q/A testing in real browser environments to ensure high precision, correct output, and zero errors. If you happen to spot a bug or have a suggestion, please contact us at [email protected] and our team will review it right away.

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