See exactly what a 10% tithe, or any giving percentage you choose, comes to on each paycheck, every month and over a year. Compare tithing on gross versus net pay, add offerings and track how much is left to reach your yearly giving goal.
Last updated:
Your income
Tithe on
$
Before taxes and deductions
$
What lands in your bank account; optional when tithing on gross
%
A tithe is traditionally 10%
$
Bonuses, side work, gifts, tax refund (tithed at the same %)
Beyond the tithe (optional)
$
Missions, building fund, charities
$
To see what is left to reach your yearly goal
Enter your values to see the result.
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How to use the Tithe Calculator
Pick how often you are paid, or choose Yearly to enter your annual income.
Choose gross or net: gross is pay before taxes, net is your take-home.
Enter your pay per paycheck (filling in both lets you compare the two methods).
Set the percentage: 10% for a traditional tithe, or a lower step toward it.
Add other income and offerings if you like, then press Calculate tithe.
Tithe formula
Tithe per paycheck = pay per paycheck × giving % (10% for a tithe)
Yearly tithe = (pay per paycheck × paychecks per year + other income) × giving %
Paychecks per year: weekly 52, every two weeks 26, twice a month 24, monthly 12. Biweekly earners get two months a year with three paychecks, so giving 10% of each paycheck works out to slightly more than "two paychecks a month" would suggest. Example: $2,500 every two weeks is $65,000 a year; a 10% tithe is $250 per paycheck, $6,500 per year and $541.67 per month on average.
10% tithe on common incomes
Yearly income
Tithe per year
Per month
Per biweekly check
Per week
$30,000
$3,000
$250.00
$115.38
$57.69
$40,000
$4,000
$333.33
$153.85
$76.92
$50,000
$5,000
$416.67
$192.31
$96.15
$60,000
$6,000
$500.00
$230.77
$115.38
$75,000
$7,500
$625.00
$288.46
$144.23
$100,000
$10,000
$833.33
$384.62
$192.31
$150,000
$15,000
$1,250.00
$576.92
$288.46
Tips for planning your giving
Give first, budget the rest. Treat the tithe as the first line of your budget so it is set aside before spending.
Automate it. Recurring online giving on payday keeps the amount consistent and makes year-end records easy.
Recalculate after a raise. A 10% tithe grows with income; re-run the numbers whenever your pay changes.
Keep receipts. Churches usually send a year-end giving statement; keep it with your tax records.
Self-employed? Use your business profit (income minus expenses) as gross, or what you pay yourself as net.
Frequently asked questions
How do I calculate my tithe?
Multiply your income by 10%. On a $2,500 paycheck the tithe is $2,500 × 0.10 = $250. For a monthly figure, multiply your yearly income by 10% and divide by 12, which is more accurate than multiplying one paycheck by 2 or 4 because biweekly and weekly pay schedules do not line up with months.
Should I tithe on gross or net income?
Both are common and it is a personal or church-guided decision. Tithing on gross means 10% of pay before taxes, 401(k) and insurance are taken out; tithing on net means 10% of what reaches your bank account. On $65,000 gross and $49,400 take-home, the difference is $6,500 versus $4,940 a year.
How much is 10% of $50,000 a year?
A 10% tithe on $50,000 is $5,000 a year, which is about $416.67 a month, $192.31 per biweekly paycheck (26 a year) or $96.15 a week.
Do I tithe on bonuses, tax refunds and side income?
Many people tithe on any increase, including bonuses, side work and gifts of money. A tax refund is usually treated as income already counted if you tithed on gross pay, and as new income if you tithed on net pay. Enter extra income in Other income per year to include it.
What is the difference between a tithe and an offering?
A tithe means a tenth, a set 10% portion of income. Offerings are gifts given beyond the tithe, such as for missions, a building fund or helping someone in need. This calculator adds offerings to show your total giving and the share of take-home pay it represents.
Is tithing tax deductible?
Gifts to a qualifying church or charity can be deductible in the US. If you itemize, cash gifts go on Schedule A. Starting with the 2026 tax year, people who take the standard deduction can also deduct up to $1,000 ($2,000 for married couples filing jointly) of cash gifts to qualifying charities. Keep receipts and check current IRS rules.
What if I can't afford to tithe 10% yet?
Many people start with a smaller percentage, such as 2% or 5%, and raise it by a point each year or with each raise. The table of other percentages shows what each step costs per paycheck so you can pick one that fits your budget.
Are all the tools on FreeToolCabin tested for quality and accuracy?
Yes! Every tool on our site undergoes automated Q/A testing in real browser environments to ensure high precision, correct output, and zero errors. If you happen to spot a bug or have a suggestion, please contact us at [email protected] and our team will review it right away.