Home › Calculators › GS Pay Calculator

GS Pay Calculator

Work out a federal General Schedule salary in seconds. Pick the GS grade, step and locality area to see annual, biweekly, monthly and hourly pay, the value of locality pay, your next step increase and a full step table for the grade.

Last updated:

Position

Percentages are the 2025 rates, kept for 2026. Choose Custom for any other area.

%

Find your area's percentage in the OPM locality pay tables.

%

Apply a future across-the-board raise, e.g. 2 for +2%.

Paycheck estimate
Enter your values to see the result.
Advertisement
Advertisement

How to use the GS Pay Calculator

  1. Choose your GS grade and step from the job announcement or your SF-50.
  2. Pick the pay year: 2026 or the 2025 OPM table.
  3. Select your locality pay area, or choose Custom and type the percentage from the OPM locality tables.
  4. Optionally pick your FERS contribution rate to see biweekly pay after FERS and FICA.
  5. Press Calculate salary to see annual, biweekly and hourly pay plus tables for every step and grade.

GS salary formula

  1. Base rate from the General Schedule for your grade and step.
  2. Locality-adjusted salary = base rate × (1 + locality %), rounded to the nearest dollar, but not above the Executive Schedule Level IV cap.
  3. Hourly rate = annual salary ÷ 2,087, rounded to the cent. Biweekly pay = hourly rate × 80.

Example (2025 rates): GS-11 step 1 has a base rate of $63,163. With the Rest of U.S. locality of 17.06%, the salary is $63,163 × 1.1706 = $73,939, which is $35.43 an hour and $2,834.40 per biweekly paycheck. In the Washington DC area (33.94%) the same job pays $84,601.

2025 GS base pay range by grade

GradeStep 1Step 10Typical entry level
GS-3$27,434$35,660Clerical and entry support roles
GS-5$34,454$44,795Bachelor's degree, entry professional
GS-7$42,679$55,486Bachelor's with superior academic achievement
GS-9$52,205$67,865Master's degree
GS-11$63,163$82,108PhD or experienced professional
GS-12$75,706$98,422Full-performance professional
GS-13$90,025$117,034Senior specialist
GS-14$106,382$138,296Supervisor or expert
GS-15$125,133$162,672Senior manager

These are base rates before locality pay, from the 2025 OPM General Schedule. From GS-3 up, each step adds about 3.3% of the step 1 rate (one thirtieth).

Tips

  • Job announcements on USAJOBS already list the locality-adjusted range for the duty station; use it to check your locality percentage.
  • Some occupations (many IT, engineering and medical jobs) use special rate tables that pay more than the GS plus locality. If yours does, type the higher salary's implied percentage as a custom locality.
  • When you are promoted, your new step is set so you get at least a two-step increase in your old grade; the step table helps you see where you will land.
  • Locality percentages for areas not in the preset list can be entered with Custom. Always confirm the current tables on OPM's pay and leave site.

Frequently asked questions

How is GS pay calculated?

Start with the base General Schedule rate for your grade and step, then add locality pay: annual salary = base rate × (1 + locality %), rounded to the nearest dollar. The hourly rate is the annual salary divided by 2,087 hours, and biweekly pay is the hourly rate times 80 hours.

What is locality pay?

Locality pay is a percentage added to the GS base rate to reflect pay levels in different metro areas. Every GS employee in the continental US gets at least the Rest of U.S. rate, which was 17.06% in 2025, while high-cost areas such as Washington DC (33.94%) and San Francisco (46.34%) get more.

How much was the 2026 GS pay raise?

For 2026 the General Schedule base rates rose 1.0% across the board, with locality percentages kept at their 2025 levels. Certain law enforcement positions received a larger increase. The 2026 rates here apply 1.0% to each 2025 base rate, rounded to the nearest dollar; the extra adjustment field lets you model any other raise.

How often do GS step increases happen?

With acceptable performance, you move up one step after 52 weeks at steps 1, 2 and 3, after 104 weeks at steps 4, 5 and 6, and after 156 weeks at steps 7, 8 and 9. Going from step 1 to step 10 therefore takes 18 years. Quality step increases can speed this up.

Is there a maximum GS salary?

Yes. Locality-adjusted GS pay cannot exceed the rate for Executive Schedule Level IV, which was $195,200 in 2025. Senior GS-15 employees in high-locality areas often hit this cap, so several steps can show the same salary.

Why is the hourly rate divided by 2,087 and not 2,080?

OPM uses 2,087 hours, the average number of working hours in a year over a 28-year cycle including leap years, to convert annual GS salaries to hourly rates. The result is rounded to the nearest cent.

Does this show take-home pay?

It shows gross pay and an estimate after the FERS retirement contribution and FICA. Federal and state income tax, TSP contributions, health insurance (FEHB) and other deductions also come out of your paycheck, so actual take-home pay will be lower.

Are all the tools on FreeToolCabin tested for quality and accuracy?

Yes! Every tool on our site undergoes automated Q/A testing in real browser environments to ensure high precision, correct output, and zero errors. If you happen to spot a bug or have a suggestion, please contact us at [email protected] and our team will review it right away.

Related tools

Military Pay CalculatorUS military base pay by grade and years of service, plus BAH, BAS and tax-free totals.Salary to Hourly CalculatorConvert hourly, weekly, monthly and yearly pay, with overtime.Paycheck CalculatorEstimate take-home pay per paycheck from hourly or salary pay, taxes and deductions.Hourly to Salary CalculatorConvert an hourly wage to annual, monthly, biweekly, weekly and daily pay, with overtime.Income Tax CalculatorEstimate US federal income tax after deductions and credits, with effective and marginal rate.Social Security Benefits CalculatorEstimate your monthly Social Security benefit and compare claiming at 62, full age or 70.GST CalculatorAdd or remove GST at any rate, with India CGST/SGST split and AU, NZ and Canada presets.Reverse Sales Tax CalculatorBack out sales tax from a total: pre-tax price and tax amount, one total or a whole list.Capital Gains CalculatorGain or loss on a sale, short- or long-term tax at your rates, net proceeds and return.VAT CalculatorAdd or remove VAT and sales tax with country rate presets.Sales Tax CalculatorAdd sales tax to a price or find the pre-tax price from a total, with US state rates.Commission CalculatorCalculate flat or tiered sales commission and total pay with a base salary.Overtime CalculatorOvertime pay at time and a half or double time, with weekly, monthly and annual totals.Pay Raise CalculatorNew salary after a raise by percent or amount, with hourly, monthly and real (after inflation) figures.Freelance Hourly Rate CalculatorWork out the hourly and day rate you need from income goals, expenses, taxes and time off.Property Tax CalculatorAnnual and monthly property tax from value, assessment ratio, exemptions and % or mill rate.Bonus Tax CalculatorEstimate take-home pay on a bonus: 22% federal supplemental rate, FICA and state tax.Self-Employment Tax CalculatorCalculate Social Security and Medicare self-employment tax (15.3%) and the deductible half.Real Estate Commission CalculatorCalculate realtor commission, the agent and broker split, and the seller's net proceeds.Holiday Pay CalculatorWork out pay for holiday hours at 1.5x, 2x or any multiplier, plus total gross pay.Job Offer Comparison CalculatorCompare up to 3 job offers by total compensation, commute, PTO and effective hourly rate.Per Diem CalculatorCalculate a travel per diem from trip dates, lodging and M&IE rates and provided meals.Prorated Salary CalculatorProrated pay for a partial month or year by calendar days or working days, with the daily rate.Quarterly Estimated Tax CalculatorQuarterly estimated tax payments and a due-date schedule for freelancers and the self-employed.Gross Up CalculatorFind the gross amount needed so a bonus or payment leaves the exact net after taxes.Raise vs Inflation CalculatorCheck whether your raise beat inflation: real raise and purchasing power gain or loss.Severance Pay CalculatorEstimate your severance package from salary, years of service, PTO and bonus.Shift Differential CalculatorFind your night or weekend differential rate and weekly gross pay, with FLSA overtime.Tax Bracket CalculatorTax in each bracket, total tax, marginal and effective rate, with an editable bracket table.Tax Equivalent Yield CalculatorCompare tax-free municipal bond yields with taxable yields using your tax rates.Tip Pooling CalculatorSplit a tip pool among staff by hours, role points or percentages, with a tip-out sheet.Arizona Paycheck CalculatorArizona take-home pay: federal tax, FICA and the A-4 state withholding rate you choose.California Paycheck CalculatorCalifornia take-home pay after federal and CA income tax, Social Security, Medicare and SDI.Child Tax Credit CalculatorEstimate your child tax credit, refundable part and income phase-out for 2026 or 2025.Crypto Tax CalculatorUS tax on a crypto sale: short- or long-term gain tax from your income and filing status.Earned Income Tax Credit CalculatorEstimate your EITC from earned income, AGI, filing status and children with 2026/2025 IRS tables.FICA Tax CalculatorSocial Security and Medicare tax for employee and employer, with wage base and 0.9% surtax.Florida Paycheck CalculatorFlorida take-home pay with 2026 federal withholding, FICA and deductions; no state income tax.Taxable vs Tax-Deferred Growth CalculatorCompare after-tax growth in a taxable account, a 401(k)/Traditional IRA and a Roth.Tennessee Paycheck CalculatorTennessee take-home pay after federal withholding and FICA. No state tax on wages.Wisconsin Paycheck CalculatorWisconsin take-home pay after federal tax, FICA and WI 3.5%-7.65% brackets.Babysitting Rate CalculatorFair hourly babysitting rate from base pay, kids, experience, duties and late-night hours.Bonus Pool Allocation CalculatorSplit a bonus pool by salary, target bonus and performance multipliers.Food Delivery App Commission CalculatorRestaurant payout after delivery app commission, processing and promos, plus the markup needed.Missouri Paycheck CalculatorMissouri take-home pay after federal, FICA, MO brackets and Kansas City or St. Louis 1% tax.Oregon Paycheck CalculatorOregon take-home pay after federal tax, FICA, OR 4.75%-9.9% brackets, transit tax and Paid Leave.PPP Salary ConverterEquivalent salary in another country using purchasing power parity factors for 47 countries.Prorated Property Tax CalculatorSplit property tax between buyer and seller by closing date, paid in advance or in arrears.PTO Payout CalculatorUnused vacation payout from salary or hourly rate, with estimated taxes withheld.Rent or Sell My House CalculatorSell now and invest, or rent the home out? Compare cash flow, appreciation and taxes by year.South Carolina Paycheck CalculatorSouth Carolina take-home pay after federal tax, FICA and SC's 0%, 3% and 6% brackets.Tipped Employee Wage CalculatorCash wage + tips → effective hourly rate, tip credit check, and weekly and annual pay.Tithe CalculatorWork out a 10% (or custom %) tithe on gross or net pay per paycheck, month and year.Georgia Paycheck CalculatorGeorgia take-home pay after federal tax, FICA and Georgia's flat state income tax.Illinois Paycheck CalculatorIllinois take-home pay after federal tax, FICA and the 4.95% flat state tax.Massachusetts Paycheck CalculatorMassachusetts take-home pay: federal, FICA, 5% state tax, millionaire surtax and PFML.Michigan Paycheck CalculatorMichigan take-home pay after federal, FICA, 4.25% MI tax and Detroit or other city tax.New Jersey Paycheck CalculatorNew Jersey take-home pay after federal, FICA, NJ income tax brackets and SDI/FLI/UI.New York Paycheck CalculatorNY take-home pay after federal, state, NYC or Yonkers tax, FICA, SDI and Paid Family Leave.North Carolina Paycheck CalculatorNorth Carolina take-home pay after federal tax, FICA and NC's 3.99% flat state tax.Ohio Paycheck CalculatorOhio take-home pay after federal, FICA, 2.75% Ohio tax, city and school district taxes.Pennsylvania Paycheck CalculatorPennsylvania take-home pay after federal, FICA, 3.07% PA tax, local EIT, LST and UC.RMD CalculatorRequired minimum distribution from your IRA or 401(k) balance and age, with a yearly schedule.Standard Deduction CalculatorYour standard deduction by filing status, age 65+, blindness and dependent rules vs itemizing.State Income Tax CalculatorEstimate state income tax for any US state and compare it with all 50 states and DC.Tax Refund CalculatorEstimate your federal tax refund or balance due from income, withholding and credits.Texas Paycheck CalculatorTexas take-home pay after federal withholding and FICA. No state income tax to subtract.Virginia Paycheck CalculatorVirginia take-home pay after federal tax, FICA, VA income tax brackets and exemptions.
See all 118 Tax & Paycheck Calculators →