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CAD to USD Converter

Enter Canadian dollars to see the US dollar amount at the latest daily reference rate. Handy for cross-border shopping, US trips and invoices in US dollars.

Last updated:

CAD

Type any amount, e.g. 100, 1,250.50 or 2k.

Converted amount
—

Updates as you type.

Rate and fees
%

Typical: 0% (no-FX-fee card), about 3% (many cards), more at airport kiosks.

Enter the rate your bank or exchange office quotes to compare.

30-day trend

Quick conversion table

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How to use the CAD to USD Converter

  1. Enter the amount in CAD. The USD value updates instantly as you type.
  2. Check the rate line: it shows the rate both ways, the date of the reference rate and its source.
  3. Press the swap button to convert the other way, from USD back to CAD.
  4. Open Rate and fees to add your bank's or card's markup, or type the exact rate you were quoted to compare.
  5. Use the table and chart for common amounts and the last 30 days of movement, or press Copy result to paste the conversion anywhere.

From Canadian to US dollars

The pair is quoted as USD/CAD, Canadian dollars per US dollar. To convert Canadian dollars to US dollars, divide by that rate:

USD = CAD ÷ USD/CAD. At 1.38, C$1,250 ÷ 1.38 = US$905.80. When the USD/CAD number falls, your Canadian dollars buy more in the US.

Rates on this page are daily European Central Bank reference rates. They are a fair mid-market benchmark for planning a trip, pricing a cross-border invoice or checking a statement; your bank's retail rate will include a spread.

Returning to Canada: personal exemptions

If you shop in the US, the CBSA personal exemption limits decide how much you can bring home without paying duty and taxes:

Time outside CanadaPersonal exemptionNotes
Less than 24 hoursNoneDuty and taxes apply to everything you bring back
24 hours or moreUp to C$200Must have the goods with you; no alcohol or tobacco
48 hours or moreUp to C$800Goods may be with you or follow; alcohol and tobacco limits apply

Exemption values are in Canadian dollars, so convert US receipts with the rate above. Limits as published by the Canada Border Services Agency; check the CBSA site before travel.

Tips for Canadians spending US dollars

  • Remember US sales tax is added at checkout, just like GST/HST in Canada, so add it to converted prices.
  • Snowbirds and frequent travelers often hold a US-dollar account or card to avoid converting every purchase.
  • Use the custom rate field to compare your bank's quoted rate with the reference rate before converting a large sum.
  • Choose USD at the terminal when asked; letting the merchant convert to Canadian dollars usually costs more.

Frequently asked questions

How do I convert Canadian dollars to US dollars?

Divide the Canadian amount by the USD/CAD rate, or multiply by the CAD to USD rate. If USD/CAD is 1.38, one Canadian dollar is 1 ÷ 1.38 ≈ US$0.7246, so C$500 ≈ US$362.32.

Why do I see two different rates for the same pair?

Canadian banks and news usually show USD/CAD (for example 1.38 Canadian dollars per US dollar), while this page’s main result uses the inverse, CAD to USD (about 0.72 US dollars per Canadian dollar). They describe the same exchange rate.

How much can I bring back to Canada duty-free?

Under Canada Border Services Agency personal exemptions, residents can bring back goods worth up to C$200 after 24 hours away and up to C$800 after 48 hours, with conditions on alcohol and tobacco. There is no personal exemption for trips under 24 hours.

Is it cheaper to pay in US dollars or Canadian dollars on US websites?

If the site lets you pay in Canadian dollars, it applies its own conversion, which is often worse than your card’s. Paying in US dollars with a card that has no foreign transaction fee is usually cheapest.

Where does this rate come from?

It uses the European Central Bank’s daily reference rates via the free Frankfurter API. The Bank of Canada’s own daily rate is typically within a fraction of a cent.

How do I know my card’s fee?

Most Canadian credit cards charge a foreign transaction fee of about 2.5% on purchases in US dollars, unless the card waives it. Enter your card’s fee in the markup field to see the real cost.

Are all the tools on FreeToolCabin tested for quality and accuracy?

Yes! Every tool on our site undergoes automated Q/A testing in real browser environments to ensure high precision, correct output, and zero errors. If you happen to spot a bug or have a suggestion, please contact us at [email protected] and our team will review it right away.

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